{"id":6267,"date":"2020-09-02T16:31:00","date_gmt":"2020-09-02T16:31:00","guid":{"rendered":"https:\/\/bidrentopro.com\/?p=6267"},"modified":"2025-03-05T14:43:22","modified_gmt":"2025-03-05T14:43:22","slug":"uurikorteri-kindlustamine-oma-ala-spetsialistid-annavad-nou","status":"publish","type":"post","link":"https:\/\/bidrento.com\/et\/uurikorteri-kindlustamine-oma-ala-spetsialistid-annavad-nou\/","title":{"rendered":"\u00dc\u00fcrikorteri kindlustamine – oma ala spetsialistid annavad n\u00f5u"},"content":{"rendered":"

Selleks, et muuta \u00fc\u00fcrimise protsess selgemaks ning turvalisemaks, avaldab BIDRENTO<\/a> igal n\u00e4dalal kaks k\u00f5ige enam levinud \u00fc\u00fcrimise seotud k\u00fcsimust ja vastust.<\/p>\n

Sellel n\u00e4dalal keskendume \u00fc\u00fcrikodu kindlustamisega seonduvatele teemadele. Millisel m\u00e4\u00e4ral tuleks \u00fc\u00fcritav kinnisvara kindlustada ning millised on \u00fc\u00fcrileandja \u00f5igused oma kinnisvara k\u00fclastamisel?<\/p>\n

Kas korteri omanik ehk \u00fc\u00fcrileandja v\u00f5ib k\u00fclastada korterit kui \u00fc\u00fcrniku ennast pole kohal? Kui jah, siis mis tingimustel?<\/strong><\/h2>\n

\u00dc\u00fcrile antud korter on \u00fc\u00fcrniku kodu, kuhu v\u00f5\u00f5rastel, sh korteri omanikul, ei ole iseenesest \u00f5igust siseneda. Seega niisama, ilma sellekohase kokkuleppe v\u00f5i \u00fc\u00fcrniku loata n\u00e4iteks korteri seisukorra kontrollimiseks \u00fc\u00fcrileandja \u00fc\u00fcrniku valduses olevasse korterisse siseneda ei v\u00f5i.<\/p>\n

Korterisse v\u00f5ib \u00fc\u00fcrileandja omaalgatuslikult siseneda ainult vahetu ohu t\u00f5rjumiseks ja edasise kahju ennetamiseks, n\u00e4iteks veeavarii korral.<\/p>\n

Milline peaks olema \u00fc\u00fcrikorteri kindlustus?<\/strong><\/h2>\n

Kohustuslikku kindlustust omanikule juhuks kui ta korterit v\u00e4lja \u00fc\u00fcrib, ette n\u00e4htud ei ole. Samas on omaniku\/\u00fc\u00fcrileandja riskide maandamiseks siiski soovitatav s\u00f5lmida nii \u00fcldine kindlustus, mis kaitseb levinud riskide eest (tuli, vesi, vandalism jne), kui ka vastutuskindlustuse, millega on kaetud omaniku vastutus kolmandate isikute, eelk\u00f5ige naabrite ees.<\/p>\n

Hoolimata sellest, et \u00fc\u00fcrnik vastutab \u00fc\u00fcrileandja ees tekitatud kahju eest, n\u00e4iteks juhul kui korteris tekib \u00fcleujutus, vastutab naabrite ees siiski korteri omanik, mist\u00f5ttu on vastutuskindlustus soovituslik, kuiv\u00f5rd sellisel juhul h\u00fcvitab n\u00e4iteks alumisele naabrile veekahjustuse esmalt kindlustus, mitte omanik.<\/p>\n

Uurisime lisaks ka If Kindlustus spetsialistidelt, milline peaks olema \u00fc\u00fcrikorteri kindlustus ning millisel m\u00e4\u00e4ral kahjude tekkimisv\u00f5imalusega peaks \u00fc\u00fcrileandja oma vara rentimisel arvestama. <\/strong><\/p>\n

P\u00f5hjaliku \u00fclevaate annab If Kindlustuse varakindlustuse tootejuht Veiko Sepp:<\/p>\n

\u201cKinnisvara, sh \u00fc\u00fcrikinnisvara kindlustus peab katma \u00e4ra v\u00f5imalikud riskid, seda nii korterile endale kui ka naabritele. Mis puudutab korterit, siis meie kindel soovitus on oma korter kindlustada n\u00f6 koguriski p\u00f5him\u00f5ttel. See tagab lisaks \u00fcldistele riskidele (tuli, vesi, vargus, vandalism) kaitse ka ootamatute \u00f5nnetuste vastu. <\/em><\/p>\n

N\u00e4iteks kui elanikul kukub triikraud p\u00f5randale ja rikub parketi, siis sellega kaasnevad kahjud on kindlustatud.<\/em><\/p>\n

Koguriski kindlustuse \u00fcks pluss on meie hinnangul kindlasti selles sisalduv koduabi teenus. Eriti oluline on see just \u00fc\u00fcritava korteri puhul, kuna tagab muretu elu v\u00f5imaliku ootamatu \u00f5nnetuse korral. Kellele meist meeldiks \u00fc\u00fcrileandjana saada s\u00fcda\u00f6\u00f6sel \u00fc\u00fcrnikult k\u00f5ne, et vannitoa segisti vett ei pea ja korterit \u00e4hvardab uputuse oht. Koduabi teenuse olemasolul lahendatakse probleem \u00fc\u00fcrileandja eest ja seda \u00f6\u00f6p\u00e4evaringselt ning ilma omavastutuseta.<\/em><\/p>\n

Samuti soovitame lisaks korterile kindlustada selles asuvad asjad, <\/strong>mis tagab \u00f5nnetuse korral kaitse ka korteris olevale sisustusele. R\u00e4\u00e4kides \u00fc\u00fcrikorteri kindlustusest, siis sageli \u00fc\u00fcritakse korter v\u00e4lja koos sisse j\u00e4\u00e4va m\u00f6\u00f6bliga. Seet\u00f5ttu on just oluline kindlustada ka korterisse j\u00e4\u00e4vad asjad. \u00dc\u00fcrniku asjadele reeglina kindlustuskaitse ei laiene, kuigi kokkuleppel kindlustusandjaga on v\u00f5imalik ka need kindlustada.<\/em><\/p>\n

Veel \u00fcks v\u00e4ga oluline kindlustuskomponent korteri, sh \u00fc\u00fcrikorteri kindlustamisel on vastutuskindlustus, mis aitab h\u00fcvitada kahjud, mille korteriomanik on p\u00f5hjustanud kolmandale isikule. Kogemusest v\u00f5in \u00f6elda, et korteritega \u00fcks sagedamaid juhtumeid on veeavariid, kus peamisteks kahju kannatajaks on alumise korruse naabrid. Vastutuskindlustuse olemasolul on naabrile tekitatud kahju kindlustusega kaetud.<\/em>\u201d<\/em><\/p>\n

Mis on Bidrento?<\/h2>\n

BIDRENTO<\/a> on t\u00e4isautomaatne tarkvara pikaajaliste \u00fc\u00fcrikorterite haldamiseks. Igap\u00e4evased korduvad tegevused on automatiseeritud.<\/p>\n

See on spetsiaalselt loodud maakleritele, halduritele ja \u00fc\u00fcrileandjatele. Sobilik eri suuruses ettev\u00f5tetele \u00fc\u00fcrikorterite ja \u00fc\u00fcrimajade haldamiseks. Bidrento s\u00e4\u00e4stab Sinu v\u00e4\u00e4rtusliku aega ja aitab v\u00e4henada \u00fc\u00fcrikorterite vakantsust. Rohkem infot Bidrento kohta leiab siit: BIDRENTO. <\/a><\/p>\n

\u00d5iguslikele k\u00fcsimustele on aidanud \u00fclevaatlikud vastused koostada Advokaadib\u00fcroo Hedman Partners<\/a> advokaat Andres Kivi.<\/p>\n","protected":false},"excerpt":{"rendered":"

Selleks, et muuta \u00fc\u00fcrimise protsess selgemaks ning turvalisemaks, avaldab BIDRENTO igal n\u00e4dalal kaks k\u00f5ige enam levinud \u00fc\u00fcrimise seotud k\u00fcsimust ja vastust. Sellel n\u00e4dalal keskendume \u00fc\u00fcrikodu kindlustamisega seonduvatele teemadele. Millisel m\u00e4\u00e4ral tuleks \u00fc\u00fcritav kinnisvara kindlustada ning millised on \u00fc\u00fcrileandja \u00f5igused oma kinnisvara k\u00fclastamisel? Kas korteri omanik ehk \u00fc\u00fcrileandja v\u00f5ib k\u00fclastada korterit kui \u00fc\u00fcrniku ennast pole kohal? […]<\/p>\n","protected":false},"author":2,"featured_media":6201,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[57,415],"tags":[],"class_list":["post-6267","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uudised","category-kinnisvaraturu-arengud"],"acf":[],"yoast_head":"\n\u00dc\u00fcrikorteri kindlustamine - oma ala spetsialistid annavad n\u00f5u - Bidrento<\/title>\n<meta name=\"description\" content=\"Selleks, et muuta \u00fc\u00fcrimise protsess selgemaks ning turvalisemaks, avaldab BIDRENTO igal n\u00e4dalal kaks k\u00f5ige enam levinud \u00fc\u00fcrimise seotud k\u00fcsimust ja\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bidrento.com\/et\/uurikorteri-kindlustamine-oma-ala-spetsialistid-annavad-nou\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00dc\u00fcrikorteri kindlustamine - 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